Resources
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Plain-language reading on retirement income, Social Security, investment risk and legacy, from the original PGW guides and educational summaries.
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Workshop information · ask about upcoming datesTurning Your Savings Into a Retirement Paycheck Workshop information- When can I retire?
- PGW guideRetirement Planning at Age 60
- Investments & risk
- PGW guideSequence of Returns Risk Explained
- Social Security
- PGW glossaryFull Retirement Age, defined
The original PGW library
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The complete writing from the original PGW Wealth site, kept in full. Some pages are historical; read them as background education, check current facts and contact Tim about current services.
Open the full archive indexEducational articles
Educational articles, with primary sources.
8 articles
Fiduciary · 401(k) · 6 min · DraftPlan fiduciary basics for small business ownersWho counts as a fiduciary, what the core duties are, and why hiring help does not hand the responsibility away.Fees · 401(k) · 6 min · DraftReading your 401(k) fee disclosuresA practical way to list every charge, see who gets paid, and ask better questions of providers.Oversight · 401(k) · 5 min · DraftFive review habits for a small plan sponsorLight, repeatable routines that make plan oversight easier to explain and easier to keep up.Education · 401(k) · 4 min · DraftEmployee education that employees actually useShort sessions, plain words, and a clear line between education and personal advice.Income · Individuals · 7 min · DraftBuilding a retirement income pictureEssential versus flexible spending, the sources that can fund each, and why plans are revisited.Social Security · Individuals · 6 min · DraftSocial Security: thinking about when to claimWhy the claiming decision is personal, and how to check your record at the source. No government affiliation.Annuities · Individuals · 7 min · DraftAnnuities: the benefits and the trade-offsWhat annuities may offer in conditional terms, and the fees, surrender charges, liquidity limits and insurer risk to understand.Rollovers · Individuals · 6 min · DraftFour options for an old 401(k)Leave it, move it to a new plan, roll it to an IRA, or cash out: what to compare before choosing.