Information
Insurance Disclosures
Insurance activity is separate from investment advisory services.
Separate services and compensation
Tim Hartle is also a licensed insurance agent. Insurance or annuity purchases may generate commissions paid directly by insurers, creating a potential conflict of interest. Clients are not required to purchase insurance to receive investment advisory services.
Contract risks
Annuities are insurance contracts. Guarantees, including guaranteed lifetime income benefits where available, are subject to the claims-paying ability of the issuing insurance company. Product features, fees, withdrawal restrictions, and surrender charges vary by contract.