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401(k) Advisors

Plan sponsor resources

Government agencies publish clear material for plan sponsors. This page points to it, so you can start from primary sources.

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Where to start

The Department of Labor’s Employee Benefits Security Administration (EBSA) covers fiduciary responsibility, fees and reporting. The IRS covers plan rules and operational compliance.

Our own educational articles link to these sources and summarize them in plain language.

Primary sources

See the linked sources at the end of each article in the Resources library, including EBSA fiduciary and fee publications and IRS retirement plan pages.

Questions worth asking

  1. 01Which of our plan documents should be reviewed each year?
  2. 02Who owns the annual compliance calendar?

Limits and risks

Links go to third-party government websites. Confirm current rules directly with the agency and your professional advisers.

PGW’s investment advisory role

PGW Financial LLC offers ERISA Section 3(21) investment advisory fiduciary services only. PGW provides fiduciary investment advice and recommendations; the plan sponsor or other authorized plan fiduciaries retain decision-making authority for plan investments. PGW does not provide ERISA Section 3(38) discretionary investment management. Specific responsibilities are defined by the written engagement.

Related article: Plan fiduciary basics for small business owners

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More in this division

Plan reviewA structured, written walk through plan design, investments, participation and administration.Fiduciary servicesERISA Section 3(21) fiduciary investment advice and recommendations, with investment decisions retained by authorized plan fiduciaries.Fee benchmarkingIdentify potential savings and service improvements through plan-specific fee and provider comparisons.Employee educationJargon-light sessions and materials so employees understand the plan they are offered.