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Social Security Educational VideoComing Soon

When Should You Claim Social Security?

Claiming early, on time, or delaying — how the timing decision can change your lifetime benefits.

June 9, 2026 11 minSocial Security

Archived educational summary. No playable video was supplied for this page.

About this video

When you claim Social Security can meaningfully change your lifetime benefits. This video covers the key levers — full retirement age, the effect of claiming early or delaying, and how spousal and survivor benefits factor in.

It’s educational only; your own decision should weigh your health, other income, and your spouse’s situation.

Transcript

A full transcript will be published here once this video is released. Prefer to read? Explore the related guides below for the same material in written form.

Frequently Asked

Is it always better to wait to claim Social Security?

Not always. Delaying increases your monthly benefit, but the right choice depends on your health, other income sources, tax picture, and spousal considerations. There’s no one-size-fits-all answer.

How do spousal and survivor benefits work?

A spouse may be able to claim a benefit based on the other spouse’s record, and survivor benefits can continue for a surviving spouse. Coordinating the two claims is an important part of timing.

Apply This to Your Own Plan

Schedule your complimentary, no-pressure Retirement Income Review with Tim. Call (727) 692-5866 or book below.